Josh Benton

Welcome to the Josh Benton State Farm Insurance Agency!

Our goal is simple—to help families and businesses feel confident about what they’re building and protecting every day. At Josh Benton State Farm, we’re proud to offer a range of services, from Auto Insurance and Home Insurance to Life Insurance and coverage that supports long-term financial confidence. Whether you’re protecting your home, preparing for the future with life coverage, or making sure your business is protected, we’re here to help you make informed decisions with clarity and confidence.

As a dedicated husband of 20+ years and father of five amazing kids, I understand firsthand how important it is to protect what matters most. My family and I have been deeply rooted in the Henderson, KY community for over 20 years. You’ll often find us involved in local events, volunteering, or supporting youth sports. I’m especially passionate about soccer—I serve as an assistant coach for the local high school team and youth programs, and I’m proud to be the head coach of Real Henderson, our community’s UPSL soccer club. When I’m not coaching, you’ll probably find me staying active with my family, whether that’s exercising together or playing pickleball.

Opening my agency was driven by a genuine desire to help people during times when they need it most and to give back to the community that’s given so much to my family. Our team shares that same commitment—we’re friendly, enthusiastic, and truly care about the individuals and families we serve. We’re honored to support our neighbors not just as customers, but as part of our extended community.

We’re conveniently located in downtown Henderson, KY, right across the street from Tacoholics on First Street, and we proudly serve the tri-state area including Henderson, KY, Evansville, IN, and Owensboro, KY. We are licensed in Kentucky, Indiana, and Tennessee, and our office offers support in English with translation capabilities to assist in any language, so everyone feels welcome and understood.

With licenses in Property & Casualty and Life & Health, I’m here to help guide you through your options—whether that’s protecting your day-to-day life with auto and home coverage or preparing for the future with life insurance.

We’d love for you to stop by our Henderson office, meet the team, and see how we can help you protect what matters most.

Frequently Asked Questions (FAQs):

Q: What's an effective way to get car insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. Looking for coverage? Talk with Josh about your options in Henderson.

Q: How fast can I get car insurance?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. Josh is proud to serve the Henderson community.

Q: What coverage is required when leasing a car?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. Serving Henderson and the surrounding area, Josh can help answer your questions.

Q: How does a life insurance policy actually function?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. As long as coverage remains active, it can help give your loved ones financial support when they may need it most. Have questions? Josh in Henderson can walk you through your options.

Q: Do you need to carry insurance on your home?

A: Whether homeowners insurance is required depends on your situation and may vary by state. If you have home financing, your lender will likely require it. Even if it's not required, many people choose to have coverage to help protect their home and everything that comes with it. Josh works with Henderson residents to find coverage that fits.

Q: What's included in renters insurance coverage?

A: Renters insurance can help cover your personal belongings, personal liability, and additional living expenses if your rental becomes uninhabitable due to a covered loss. Josh serves Henderson, KY and is happy to help with your insurance needs.